Last updated: May 11, 2026
By accessing or using the Sharp Nails website (sharp-nails.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website or services.
Sharp Nails provides retirement planning and financial advisory services to Australian residents. Our services include but are not limited to:
The information provided on this website is for general informational purposes only and should not be considered personal financial advice. Any specific recommendations will only be provided as part of our formal advisory services, following a thorough assessment of your individual circumstances.
We strongly recommend that you seek personalized advice before making any financial decisions related to your retirement or superannuation.
Sharp Nails operates under Australian financial services regulations. We hold appropriate licenses and comply with all requirements set by the Australian Securities and Investments Commission (ASIC).
Engagement of our services requires:
We reserve the right to decline service to any individual or entity at our discretion.
All fees are quoted in Australian Dollars (AUD) and are payable as specified in your service agreement. Prices listed on our website are current at the time of publication but may be subject to change.
We operate on a fee-for-service basis and do not receive commissions from product providers.
All content on this website, including text, graphics, logos, and software, is the property of Sharp Nails and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.
When using our website or services, you agree not to:
Your use of our website and services is also governed by our Privacy Policy. We are committed to protecting your personal and financial information in accordance with Australian privacy laws.
To the maximum extent permitted by law, Sharp Nails shall not be liable for:
Our liability for any claim arising from our professional services shall be limited to the fees paid for the specific service in question.
While we strive to ensure all information on our website is accurate and up-to-date, we cannot guarantee its completeness or accuracy. Superannuation and pension regulations change frequently, and website content may not reflect the most recent changes.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.
We reserve the right to terminate or suspend your access to our website or services at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to our business or other users.
These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.
We may modify these Terms of Use at any time. Material changes will be posted on this page with an updated revision date. Your continued use of our website after changes constitutes acceptance of the modified terms.
If any provision of these Terms of Use is found to be unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms of Use, please contact us:
Sharp Nails
Level 12, 45 Clarence Street
Sydney NSW 2000
Australia
Email: [email protected]